Are You Eligible For Student Loan Modification Programs?

The numbers should shock everyone. Almost 45 million adult Americans owe a combined total of $1.5 trillion in student loan debt. That adds up to one of every four adult Americans, possibly even yourself. Help does exist. Student loan modification comes in different forms with programs that apply to specific groups of borrowers. Federal student […]

Is Your School or University Now Closed? You May Qualify For Closed School Discharge

Over the last 15 years, several college students and graduates have been shocked to learn that their schools have shut down. These schools recruited them to certain programs, encouraged them to take loans, provided classes and grades, but lost their accreditation and shut down. Because the schools lost accreditation and no longer exist, this brings […]

The Best Ways to Stop Student Loan Forgiveness Calls

If you’re wondering how to stop student loan forgiveness calls, you aren’t alone! The number of spam and robocalls coming into people’s homes has skyrocketed. The calls claim to let you consolidate your loans or have your loans forgiven altogether. Whatever the caller wants, it isn’t to help you get out of debt. Have you […]

Have You Been a Victim of Student Loan Fraud?

Student loans have pumped trillions of dollars of taxpayer funds into paying tuition, fees, and other expenses for students. With so much money moving from the federal government through so many hands, inevitably scams and student loan fraud would crop up to target the largesse. This type of fraud represents one of the fastest-growing areas […]

Watch Out for These Student Loan Forgiveness Scams!

Federal and state officials in the past few years have ramped up their efforts to educate people about student loan forgiveness scams. As holders of student loan debt grow more desperate to find ways to unload it, predators increasingly find ways to use it to their own advantage. As West Virginia State Attorney General Patrick […]

How to Qualify for the American Opportunity Tax Credit

The American opportunity tax credit (AOTC) can help to reduce the amount of taxes you owe in a given year if you have paid qualified education expenses. As the costs of higher education continue to increase, this tax break can make a big difference in your finances. While many students can qualify for the AOTC, […]

How to Consolidate Student Loans

Student loan debt is incredibly common as the costs of attending college have increased dramatically over the past 30 years. If you are struggling to make payments on your student loans after graduating or choosing not to finish school, student loan consolidation can help to ease some of the pressure and make it easier to […]

What are Subsidized and Unsubsidized Loans?

With college becoming increasingly expensive, students are taking out federal loans (subsidized or unsubsidized) to fund their programs of study. The Department of Education provides these loans, and borrowers are required to pay them back after graduation. As of 2019, the total outstanding student loan debt was $1.5 trillion. Because Federal Loans are the primary […]

Everything You Need to Know About a Direct Stafford Loan

When you are applying to different colleges, the cost to attend each school is likely near the top of your list of concerns. To help you deal with the cost of your education, you may be eligible for a Direct Stafford Loan. This type of loan can cover tuition, textbooks, room and board, and other […]

How to Get Out of Student Loan Debt Legally

For a record 44 million borrowers, the $1.5 trillion in student loan debt in this country is taking a toll. More former students are looking for how to get out of student loan debt without defaulting or breaking the law. You might know that there are forgiveness programs to help students with excessive debt. If […]